Credit Scoring
Introducing the credit scoring platform
based on behavioral prediction.
Almond uses a combination of psychometric and financial data that enables our clients to provide fast, low-risk, ethical loans to communities with unconventional or limited credit histories.
Lenders use our Almond Credit Scoring platform to manage assessments, see results, and monitor in-depth analysis. Smart API integration enables borrowers to take our white-labeled assessment as a part of any existing onboarding process.
Our novel evaluation model draws from 100+ traits and 500+ aspects across a pool of 150 personality, attitude, financial behavior, and basic interest scales.
The credit scoring platform can be tailor-made to fit your organizational needs, takes 10 minutes to complete and can be taken both online and offline. A clever built-in response system flags inaccurate results.
Our scoring services are currently live in Nigeria, Bangladesh, the Philippines, Mexico, and Pakistan.
To learn more about the credit platform, contact us.